Drachma
Guides
Budgeting guides
Short, practical guides to a budget you'll actually keep, from the maker of Drachma, the private, offline budget app. Each one works with pen and paper too; Drachma just does the tedious parts for you.
Getting started
How to budget without linking your bank
A full picture of your money from typing, receipts and statements, with no login handed to anyone.
Read the guide → SubscriptionsHow to find every subscription you pay for
Spot the forgotten ones, catch price rises, and make sure a cancelled plan stays cancelled.
Read the guide → InstallmentsHow to keep track of installment plans
See what's paid, what's left and the month your money frees up, for every plan at once.
Read the guide → BudgetingEnvelope budgeting with a buffer
The classic envelope method, plus a little slack, so one surprise doesn't break the whole month.
Read the guide →